About Us
Pen Pointe Commercial Underwiters
PPCU offers unparalleled expertise in commercial leases, commercial loans, business loans, SBA 7A, 504 and Micro loans and more to help obtain working capital for small businesses, subletting assistance for leases, and many other commercial transactions.
PPCU underwrites all loans in house, which sets us apart from many other lending institutions and brokers. PPCU lend funds to businesses that are seeking a lease space for their either new, 2nd or relocation for their business, We work with our parent commercial licensed real-estate firm Pen Pointe Brokers www.penpointebrokers.com to help our clients find that perfect business location rather it’s a lease or purchase ensuring all clients from personal guaranteeing a lease space for their small business when entering a corporate lease agreement. PPCU loan officers attend all closings to ensure that our borrowers are completely satisfied with the loan process or the real estate lease/purchases transaction.
Pointing all clients in the right direction
We have developed strong relationships with Banks, Lenders, HML, Bridge, Construction land commercial management companies so that we can provide and point all borrowers in the right direction. Pen Pointe and its employees pride ourselves in making dreams come true and going that extra mile for our borrowers.
Here are some of the lending services we offer to borrowers:
- SBA 7A, 504, MICRO and NON- RE LOANS
- New Construction Loans
- Land purchases and Loans
- HML Loans
- Mixed-use development Financing
- Hospitality Loans
- Joint ventures
- Restaurants, Bars and Club Lending
- Shopping Center Lending
- Remodel/renovations
- Retail
- Mezzanine
- Medical (Optometrist, Clinics, Dentist, etc) Loans
- Business Acquisition and Business Loans
- Financing for ground leases
- Ground Lease Financing
- Multifamily New Construction or Existing Loans
- Bridge, DSCR Lending
- Agricultural/ USDA (Farms, Land or Ranches)
- Leisure (Golf Courses or Marinas)
- Commercial Purchases/Refinance Cash-Out or Rate & Term
- Industrial Warehouses (Refinance or Purchase)
- Office Buildings, Plazas/Complexes
- Owner occupied Businesses Non Real-Estate
- True Non-Recourse Loans
- Minimum Loan Amount $1M to $100M