Loans

Collaborate with PPCU Funding: Your Path to Empowered Financing

When it comes to securing financing for your business, partnering with Surge Capital Funding opens up a realm of possibilities. Our forte lies in Small Business Administration (SBA) loans – a game-changer in the world of business funding. Let us illuminate how this collaboration can reshape your financial landscape.

  • Commercial leases
  • Construction loans
  • Land purchases and loans
  • Hard money loans
  • Mixed-use development & financing
  • Hospitality
  • Churches (buy or finance)
  • Joint ventures
  • Remodel/renovations
  • Retail
  • Mezzanine
  • Medical (hospitals, clinics, etc)
  • Acquisition development loans
  • Financing for ground leases
  • Commercial property management
  • Multi-family loans
  • Bridge loans
  • Agricultural (ranches & farms)
  • Leisure (golf courses or marinas)
  • Purchases/refinance cash-out or rate & term
  • Industrial (finance or purchase)
  • Office buildings/complexes
  • Owner occupied businesses (sale or refinance)

Why Choose an SBA Loan with PPCU?

SBA loans stand as a beacon of favorable terms, thanks to their backing by the Small Business Administration. This translates to some of the most competitive rates in the market, extended repayment timelines, and the potential to secure up to $5 million in funds. The icing on the cake? Repayment spans a range of 7 to 25 years, providing you the flexibility to align your payback with your business’s growth strategy.

The Ideal Candidate for SBA Loans:

SBA loans cater to those with strong credit profiles and a proven track record of at least 2 years in business. If you’re prepared to embark on a comprehensive application journey, these loans can pave the way for business expansion or debt refinancing.

How It Works:

Exploration:

Begin by partnering with PPCU Funding and exploring the transformative realm of SBA loans.

Guaranteed Advantage:

SBA-backed loans carry the assurance of favorable terms, granting you access to lower rates, extended repayment horizons, and substantial borrowing potential.

Tailored Repayment:

The freedom to choose from repayment durations of 7 to 25 years empowers you to craft a payback plan that aligns seamlessly with your business’s unique roadmap.

Thorough Application:

While the SBA loan application may require dedication, the rewards are ample. Leverage this pathway to propel your business forward or restructure your financial landscape.

Fueling Success:

With SBA loan funds in hand, you can channel resources into enhancing your business’s operations, driving growth, and fortifying your working capital.

Tailored Repayment:

The freedom to choose from repayment durations of 7 to 25 years empowers you to craft a payback plan that aligns seamlessly with your business’s unique roadmap.

Elevate Your Business's Financial Foundation:

PPCU invites you to embark on a journey of financial empowerment through SBA loans. Whether you’re an established enterprise seeking expansion or an entrepreneur aiming to optimize your debt structure, this collaboration holds the potential to redefine your business’s trajectory. Let us guide you toward the capital loan that transforms your operational working capital. Contact us today and step into a future powered by strategic financial support.

Pros:

  • Lowest rates on the market
  • Borrow as much as $5 million
  • Longer repayment terms 7-25 years

Cons:

  • Long application process
  • More qualifications required

Best for:

  • Expanding businesses or refinancing debt
  • Business with good credit willing to wait for funding

Here are some of the lending services we offer to borrowers:

  • SBA 7A, 504, MICRO and NON- RE LOANS
  • New Construction Loans
  • Land purchases and Loans
  • HML Loans
  • Mixed-use development Financing
  • Hospitality Loans
  • Joint ventures
  • Restaurants, Bars and Club Lending
  • Shopping Center Lending
  • Remodel/renovations
  • Retail
  • Mezzanine
  • Medical (Optometrist, Clinics, Dentist, etc) Loans
  • Business Acquisition and Business Loans
  • Financing for ground leases
  • Ground Lease Financing
  • Multifamily New Construction or Existing Loans
  • Bridge, DSCR Lending
  • Agricultural/ USDA (Farms, Land or Ranches)
  • Leisure (Golf Courses or Marinas)
  • Commercial Purchases/Refinance Cash-Out or Rate & Term
  • Industrial Warehouses (Refinance or Purchase)
  • Office Buildings, Plazas/Complexes
  • Owner occupied Businesses Non Real-Estate
  • True Non-Recourse Loans
  • Minimum Loan Amount $1M to $100M

SBA Loan

Apply for commercial loan today

APPLY NOW

Overview of SBA 7(a) and SBA 504 Loan Programs

Feature SBA 7(a) Loan¹,² SBA 504 Loan¹,²
Ideal for
  • Real estate purchase/refinancing (owner-occupied)
  • Real estate construction (owner-occupied)
  • Equipment purchase/refinancing
  • Inventory purchase
  • Business debt refinancing
  • Tenant improvement or renovation
  • Business acquisition
  • General working capital
  • Acquiring, building, or improving primarily owner-occupied real estate
  • Long-term financing for heavy machinery or equipment
Loan Amount Up to $5 million • Bank: 50% financing
• SBA: 40% financing
• Borrower: 10% down payment
Interest Rate Variable rate, tied to the WSJ Prime Rate plus a margin • Bank Portion: Can be fixed or variable rate
• SBA Portion: Fixed rate
Terms • Real Estate: Up to 25 years
• Non-Real Estate: Up to 10 years 		Amortized up to 25 years with:
• SBA Portion: 25-year maturity
• Bank Portion: 10-year maturity

¹,² Actual terms, rates, and eligibility can vary depending on the lender, borrower qualifications, and current SBA rules.

Scroll to Top